Money / XLSX
Chalkline Money System 2027
One workbook for your whole money year: budget, transactions, bills, paychecks, debt payoff, sinking funds, savings goals and...
$27USD
Money / XLSX
Debt Payoff Calculator
Enter up to 10 debts, choose snowball or avalanche, and see your payoff order, debt-free date and total interest.
$8USD
Secure checkout by Stripe. Instant download after payment.
- FormatXLSX
- DeliveryInstant download
- LicencePersonal use licence, single user
Also available on
About this product
See your debt-free date. Enter up to 10 debts, choose snowball (smallest balance first) or avalanche (highest interest first), add any extra monthly payment, and the calculator builds your month-by-month plan.
What it shows
- Payoff order and the month each debt is paid off
- Your debt-free date and the number of months to get there
- Total interest and total paid
- A month-by-month schedule for up to 30 years, with paid-off minimums rolling to the next debt
- A warning if a minimum payment doesn't cover the monthly interest
Want everything in one place? The Chalkline Money System 2027 includes this calculator plus 9 more tabs.
Please note: this is a tracking and planning tool. It is not financial advice, and calculator results are estimates. Works in any currency.
Questions
Before you buy.
What file formats do I get?
The workbooks are XLSX files. They open in Microsoft Excel and in Google Sheets. There are no macros. Download links arrive straight after purchase.
Which devices and apps does it work with?
Excel on Windows or Mac, Google Sheets in any browser, and most other spreadsheet apps. Charts and formatting can look slightly different between apps.
Can I share it or use it for others?
The licence is for you and your household, or for your own classroom or workplace where the product is made for that. You may print copies for your own use. Please do not resell, share or republish the files. Full terms are on the licence page.
Can I get a refund?
Because the files are delivered instantly, all sales are final once downloaded. If a file is broken or missing, email [email protected] and we will fix it the same week. See the refunds page for details.
How do I use it in Google Sheets?
Upload the XLSX file to Google Drive, then right-click it and choose Open with Google Sheets. Our downloads help page has the steps.
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Related guides
Guide
Debt Snowball vs Avalanche: Which Payoff Method Wins?
Debt snowball vs avalanche, explained with a worked example: how each method works, what each costs in interest, and how to choose the one you will stick with.