chalkline
Chalkline Money System 2027: cover image
Chalkline Money System 2027: inside pages
Chalkline Money System 2027: tabs
Chalkline Money System 2027: debt
Chalkline Money System 2027: how it works
Money / XLSX

Chalkline Money System 2027

One workbook for your whole money year: budget, transactions, bills, paychecks, debt payoff, sinking funds, savings goals and net worth.

$27USD

Secure checkout by Stripe. Instant download after payment.

  • FormatXLSX
  • DeliveryInstant download
  • LicencePersonal use licence, single user

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About this product

The Chalkline Money System 2027: one connected workbook for your whole money year. Log a transaction once and the monthly view, annual dashboard and charts update on their own.

11 connected tabs

  • Start Here: quick start and links to every tab
  • Setup: income sources, accounts and about 30 budget categories
  • Transactions: one log for the year with dropdowns
  • Monthly View: pick a month to see budget vs actual, savings rate and a chart
  • Annual Dashboard: 12 months at a glance with 2 charts
  • Paycheck Budget: assign bills to up to 26 paychecks
  • Bill Calendar: up to 30 bills with a paid-tick grid for every month
  • Debt Payoff: snowball or avalanche, payoff dates, total interest, month-by-month plan
  • Sinking Funds: what to set aside each month for up to 15 funds
  • Savings Goals: progress and projected finish dates
  • Net Worth: assets and debts month by month, with a chart

You get

  • The blank workbook, ready to use
  • A filled example workbook so you can see every tab working
  • A Start Here guide (PDF)

Easy to use

Type in the yellow cells. Everything else is a formula, locked (no password) so it can't break by accident.

Please note: this is a tracking and planning tool. It is not financial advice, and calculator results are estimates. Works in any currency.

Questions

Before you buy.

What file formats do I get?

The workbooks are XLSX files. They open in Microsoft Excel and in Google Sheets. There are no macros. Download links arrive straight after purchase.

Which devices and apps does it work with?

Excel on Windows or Mac, Google Sheets in any browser, and most other spreadsheet apps. Charts and formatting can look slightly different between apps.

Can I share it or use it for others?

The licence is for you and your household, or for your own classroom or workplace where the product is made for that. You may print copies for your own use. Please do not resell, share or republish the files. Full terms are on the licence page.

Can I get a refund?

Because the files are delivered instantly, all sales are final once downloaded. If a file is broken or missing, email [email protected] and we will fix it the same week. See the refunds page for details.

How do I use it in Google Sheets?

Upload the XLSX file to Google Drive, then right-click it and choose Open with Google Sheets. Our downloads help page has the steps.

Is it dated for 2027 only?

Yes. The dates are for the year or school year named in the product title. Other years are separate products.

Bundles that include this

2027 Fresh Start Bundle: cover image
Bundles / ZIP (PDF + XLSX)

2027 Fresh Start Bundle

Start 2027 organised: the Chalkline Money System budget spreadsheet, the 2027 Digital Planner and the 2027 Printable Calendar...

$36USD
Debt Payoff Calculator: cover image
Money / XLSX

Debt Payoff Calculator

Enter up to 10 debts, choose snowball or avalanche, and see your payoff order, debt-free date and total interest.

$8USD
Net Worth Tracker Spreadsheet: cover image
Money / XLSX

Net Worth Tracker Spreadsheet

Track up to 15 assets and 15 debts at each month end and watch your net worth change on a chart.

$8USD
Paycheck Budget Spreadsheet: cover image
Money / XLSX

Paycheck Budget Spreadsheet

List up to 26 paychecks, assign each bill and allocation to a paycheck, and see what's left from every one.

$6USD

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