Money / XLSX
Chalkline Money System 2027
One workbook for your whole money year: budget, transactions, bills, paychecks, debt payoff, sinking funds, savings goals and...
$27USD
A budget spreadsheet works because it is plain and always there. These Chalkline money tools are built for Excel and Google Sheets, so you can open them on a laptop, a phone or a tablet. There are no macros and nothing to install.
Start with the Money System 2027 if you want one workbook for the whole year: budget, transactions, bills, paychecks, debt payoff, sinking funds, savings goals and net worth, all connected. If you only need one job done, pick a single tracker instead: a debt payoff calculator that compares the snowball and avalanche methods, a net worth tracker, a paycheck budget, or a sinking funds tracker for the irregular bills that tend to arrive together.
Every file is checked before release, and the main workbook comes with a filled example next to the blank copy so you can see each tab working first. These are planning tools, not financial advice, and calculator results are estimates.
Money / XLSX
Debt Payoff Calculator
Enter up to 10 debts, choose snowball or avalanche, and see your payoff order, debt-free date and total interest.
$8USD
Money / XLSX
Net Worth Tracker Spreadsheet
Track up to 15 assets and 15 debts at each month end and watch your net worth change on a chart.
$8USD
Money / XLSX
Paycheck Budget Spreadsheet
List up to 26 paychecks, assign each bill and allocation to a paycheck, and see what's left from every one.
$6USD
Money / XLSX
Sinking Funds Tracker Spreadsheet
Plan up to 15 sinking funds and see exactly how much to set aside each month to hit every target on time.
$6USD
Questions
Money: questions people ask.
Do these budget spreadsheets work in Google Sheets?
Yes. They are XLSX files. Open Google Drive, upload the file and open it with Google Sheets, or use Microsoft Excel on Windows or Mac. Charts and progress bars can look slightly different between apps.
Which one should I start with?
Choose the Money System 2027 if you want one connected workbook for budgeting, bills, debt, savings and net worth. Choose a single tracker if you only need one job done, for example the Debt Payoff Calculator or the Sinking Funds Tracker.
Do I need to know spreadsheet formulas?
No. You enter your own numbers in the input cells and the calculations do the rest.
Is this financial advice?
No. These are planning and record-keeping tools. Calculator results are estimates based on the numbers you enter, so check important decisions with a qualified professional.
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