Chalkline Money System 2027
One workbook for your whole money year: budget, transactions, bills, paychecks, debt payoff, sinking funds, savings goals and...
List up to 26 paychecks, assign each bill and allocation to a paycheck, and see what's left from every one.
Secure checkout by Stripe. Instant download after payment.
Budget by paycheck. List your paychecks for the year, assign each bill and savings allocation to the paycheck that covers it, and see exactly what's left from every pay.
Want everything in one place? The Chalkline Money System 2027 includes this tool plus 9 more tabs.
Please note: this is a tracking and planning tool. It is not financial advice, and calculator results are estimates. Works in any currency.
The workbooks are XLSX files. They open in Microsoft Excel and in Google Sheets. There are no macros. Download links arrive straight after purchase.
Excel on Windows or Mac, Google Sheets in any browser, and most other spreadsheet apps. Charts and formatting can look slightly different between apps.
The licence is for you and your household, or for your own classroom or workplace where the product is made for that. You may print copies for your own use. Please do not resell, share or republish the files. Full terms are on the licence page.
Because the files are delivered instantly, all sales are final once downloaded. If a file is broken or missing, email [email protected] and we will fix it the same week. See the refunds page for details.
Upload the XLSX file to Google Drive, then right-click it and choose Open with Google Sheets. Our downloads help page has the steps.
One workbook for your whole money year: budget, transactions, bills, paychecks, debt payoff, sinking funds, savings goals and...
Enter up to 10 debts, choose snowball or avalanche, and see your payoff order, debt-free date and total interest.
Track up to 15 assets and 15 debts at each month end and watch your net worth change on a chart.
Learn how to make a budget spreadsheet in Excel or Google Sheets: the columns to set up, the categories to use and a simple monthly routine to keep it working.